Last updated: 26 February 2026

This Privacy Policy explains how QNTM Innovations (“QNTM”, “we”, “us”, “our”) handles personal information in connection with OZ Mortgage Calculator (the “App”).

1. Summary

The App is designed to run calculations locally on your device. We do not require account registration.

In normal use, calculator inputs and settings are stored locally on your device (if input memory is enabled). We do not operate a cloud account system for this App.

2. Information We Handle

2.1 Information you enter in the App

You may enter financial planning values, such as:

1. Property price
2. Deposit
3. Interest rate
4. Loan term and repayment settings
5. Stamp duty inputs (state or territory and buyer type)

These values are used only to perform calculations in the App.

2.2 App preferences and settings

The App may store local preferences, for example:

1. Theme (System/Light/Dark)
2. Default target LVR
3. Feature toggles and compare baselines
4. Input memory preference